The Debt Settlement Act
LOV-1992-07-17-99 · 52 §§Debt settlement for individuals: conditions, application and payment plan. Each section has the legal text (unofficial translation) and a plain-language explanation.
Machine-translated from Norwegian. The Norwegian text is the one that applies. Read in Norwegian.Norsk English العربية Polski Українська
§ 1-3Financial condition for debt settlement (gjeldsordning)§ 1-4When debt negotiation must be refused§ 4-1Voluntary debt settlement proposal: who writes it and who receives it§ 4-3What the debtor can keep of their income
Chapter 16 §§
- § 1-1The purpose of the Debt Settlement Act (gjeldsordningsloven)
- § 1-2Who does the Debt Settlement Act apply to?
- § 1-3Financial condition for debt settlement (gjeldsordning)
- § 1-4When debt negotiation must be refused
- § 1-5The municipality's duty to help with debt problems
- § 1-6Debt settlement (gjeldsordning) and social assistance
Chapter 27 §§
- § 2-1Application for debt negotiation: where and how
- § 2-2The enforcement officer's duty to give guidance
- § 2-3The enforcement officer's duty to investigate the case
- § 2-4Assistant in the debt negotiation
- § 2-5Sale and valuation before the debt negotiation is opened
- § 2-6When the enforcement officer must reject an application
- § 2-7When the enforcement officer sends the case to the district court
Chapter 37 §§
- § 3-1Opening of debt negotiation and conditions for opening
- § 3-2Public notice and claims that lapse if not reported
- § 3-3Securing assets and wage deductions during the debt negotiation
- § 3-4Payment suspension in the first four months
- § 3-5The debtor's duties during the debt negotiation
- § 3-6Lapse of attachment liens (utleggspant) during debt negotiation (gjeldsforhandling)
- § 3-7When the enforcement authorities must dismiss the case
Chapter 412 §§
- § 4-1Voluntary debt settlement proposal: who writes it and who receives it
- § 4-2What a voluntary debt settlement proposal can and must contain
- § 4-3What the debtor can keep of their income
- § 4-4The duty to sell your home in debt settlement (gjeldsordning)
- § 4-5What assets you can keep in a debt settlement
- § 4-6Sale of assets in a debt settlement
- § 4-7Valuation of your home and other assets you keep
- § 4-8Distribution between creditors (fordringshaverne) in debt settlement (gjeldsordning)
- § 4-9Disputed claims in the debt settlement
- § 4-10Personal guarantee that has not fallen due in a debt settlement
- § 4-11Meeting between debtor and creditors
- § 4-12How a voluntary debt settlement is adopted
Chapter 54 §§
- § 5-1How to petition for compulsory debt settlement (tvungen gjeldsordning)
- § 5-2What a compulsory debt settlement contains: period and freedom from debt
- § 5-3The district court's handling of compulsory debt settlement
- § 5-4When the district court (tingretten) confirms a compulsory debt settlement (tvungen gjeldsordning)
Chapter 65 §§
- § 6-1Amending a debt settlement at the debtor's petition
- § 6-2Revision (omgjøring) and cancellation (opphevelse) of a debt settlement (gjeldsordning) at the petition (begjæring) of a creditor (kreditor)
- § 6-3Court hearing on amendment of a debt settlement
- § 6-4The debtor's duty to notify creditors of improved finances
- § 6-5Deadlines for requesting changes to a debt settlement
Chapter 79 §§
- § 7-1Registration of debt negotiation and debt settlement
- § 7-2Deletion of encumbrances (panteheftelser) after a completed debt settlement (gjeldsordning)
- § 7-3What happens to secured money when a debt settlement does not come about
- § 7-4Compensation (erstatning) for costs of an unnecessary debt settlement (gjeldsordning) case
- § 7-5Coverage of legal costs in cases before the court
- § 7-6Documentation that the debt settlement has been fulfilled
- § 7-7Claims that lapse when the debtor has not been asked to pay
- § 7-8Use of the Enforcement Act (tvangsfullbyrdelsesloven) in debt settlement (gjeldsordning) cases
- § 7-9The National Population Register (Folkeregisteret) must provide information to the enforcement authorities (namsmyndigheten)
Chapter 82 §§
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