§ 3-17. The provider's duties for electronic signatures

The Financial Contracts Act (Finansavtaleloven)·LOV-2020-12-18-146

Machine-translated from Norwegian. The Norwegian text is the one that applies. Read the original in Norwegian.Norsk English العربية Polski Українська

In brief

The text of the law (unofficial translation)

§ 3-17. Duties of providers of electronic signature solutions

(1) At the same time as electronic signature creation data are made available for use, the provider shall inform the signature holder (rettighetshaver) of how misuse is to be reported. The provider shall ensure that reports of misuse can be received at all times. When the report has been received, the provider shall immediately prevent any further use of the electronic signature creation data.
(2) The provider shall confirm in writing that a report of misuse has been received. The provider shall be able to produce documentation of the received report for at least 18 months after the report was received.
(3) Access to use electronic signature creation data shall be given to the signature holder only on the basis of a request from the signature holder personally, unless the electronic signature creation data replace previously issued electronic signature creation data.
(4) The provider bears the risk when sending electronic signature creation data, including security information intended to prevent misuse of electronic signature creation data.
Source: Lovdata — Finansavtaleloven (the Financial Contracts Act) § 3-17

What does this mean?

This section places duties on the provider (the supplier of the signature solution, see § 3-16) relating to misuse of the signature. When signature data (the data used to create the signature) are made available, the provider must at the same time tell the signature holder how to report misuse. The provider must make sure that reports can always be received, and must immediately stop further use once the report has been received. The distinction between the provider and the service provider (tjenesteyter) is important: the provider supplies the signature solution, while the service provider enters into the financial agreement (finansavtale) with the customer (kunde).

The second subsection requires the provider to confirm in writing that a report has been received. The provider must be able to produce documentation of the report for at least 18 months after it came in.

The third subsection prevents anyone from getting access to signature data without the signature holder having asked for it personally. The exception is when new data replace previously issued data. The fourth subsection places the risk of the sending on the provider, including for the security information intended to prevent misuse. In other words, it is the provider, not the signature holder, who bears the risk that the data and security information reach the right person.

Example: The signature holder discovers misuse and notifies the provider. The provider must then stop further use of the signature data at once and confirm in writing that the report has been received.

The terms provider, signature holder and misuse are defined in § 3-16. § 3-18 places a corresponding duty to provide information on the service provider that offers entering into agreements with an electronic signature (elektronisk signatur). § 3-19 concerns the signature holder's duties, and § 3-20 and § 3-21 concern the signature holder's liability for losses from misuse and the possibility of reducing it. In particular, § 3-20 sets limits on how much the service provider can claim in compensation (erstatning) from the signature holder.

Related sections
All sections of the Financial Contracts Act →